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Money and Finances
Reply to "Just bought an $800,000 house on a $186,000 salary and now I'm panicking...."
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[quote=Anonymous][quote=Anonymous][quote]A life insurance policy that costs 200/year plus some from work is probably not going to be enough to help the surviving spouse stay in the house. Also there was a poster on this thread who talked about being disabled. You need disability insurance.[/quote] What a crappy generalization. My company offers $50K life insurance + $20/month for 2.5x my salary, which they reimburse me for, so essentially still free. This is part of my benefits plan. Plus $15/month for disability. [/quote] A life insurance policy worth a few hundred thousand dollars is probably not enough for income replacement. Certainly not in the OP's case if they want to continue to afford their hefty mortgage while savings for college and retirement.[/quote]
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