Reply to I am a DC uberX driver since 2013 and have SEEN IT ALL...so please, AMA

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Reply to "I am a DC uberX driver since 2013 and have SEEN IT ALL...so please, AMA"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I'm another guy, same age as you, and I just wanted to say how impressed I am at your "hustle" and willingness to work a second job to reach your goals. I've enjoyed reading every one of these posts. I love that you're a fellow Boglehead who really "gets it" on aggressive investment, dividends, and compound interest.

I wish you continued luck and happy motoring.[/quote]

+1.

I'm a little worried about the insurance issue, though.  If I read it right, OP is on his own insurance until a rider gets into his car, when Uber's insurance kicks in.  Great.

The problem is, if he were to have an accident, hit a pedestrian or something, on the way to an app-dispatched pick up, Uber's insurance hasn't kicked in yet and the private insurer will be off the hook because OP was engaged in commerce, responding to the dispatched call.

OP, for God's sake have a conversation with your insurance company about this and don't stick your head in the "I'm a safe driver" sand.  You could get ruined, all your effort for naught and all of your savings gone.

Good luck though and great thread![/quote]

That pp guy again. That's a good point. Few other Uber drivers will have any personal assets worth pursuing--certainly not the entire collected and compounded earnings from a full-time professional day job.

Talk to your insurer, OP, and at the very least get an umbrella policy.[/quote]

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