Reply to What item could you “afford” but don’t buy?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I’ll go first. I could afford a numbered iPhone. Even the latest model! But I’ve always had SE models because I don’t see the value in the numbered models. I’m not a huge photo nerd so the camera piece is irrelevant.

What items do you not buy, but could afford to?[/quote]

Luxury cars. Anything beyond a nicely equipped Toyota/Honda is a complete waste as far as we’re concerned.[/quote]

Toyotas and Hondas aren't cheap anymore though. [/quote]

everything is relative. [/quote]

Yup!  The luxury cars are equally more as well.  But they are nice and if you enjoy what they offer and can afford it treat yourself.  But if you don't care then yes buy a Toyota/honda and it will serve you well.  [/quote]

I thought luxury vehicles were a stupid waste of money until I moved to the DMV where many of us have outrageous commutes. I'm up to between one and one and a half ours one way to Georgetown from where I live now. Then I drive all the way back. And it's on 95. You know what I've decided? If you spend that much time in your car, get whatever the heck you want, as long as you can afford it. And the smoother ride offered by a luxury vehicle might help your body deal with the toll that comes with being in the car for hours. And safety features can't hurt, either. [/quote]

In fairness, most of us would rather spend more for a place to live 10 minutes away then live 90 minutes away and buy a luxury car.[/quote]

NP- One could argue a 800k house further away and a one time luxury car purchase makes more sense economically than a 4 mil house closer and no car.[/quote]

I guess if you place zero value on your time...which is the problem with most people.  However, this thread is "what you could afford" but don't buy, not what is more sense economically.

I hate commuting...I would find a place to live for $800k - $1MM (which is possible) that allows me to have little to no commute.  Not sure why I have to now buy a $4MM house (which even today in Georgetown can buy you a pretty nice house).[/quote]

I'm with you---I'd rather have a short commute than a fancy car and long commute.

I do have a fancy car ($90K+ BMW), and at the 2 year point, it has 8K miles on it.  We live in a city and don't use it much.  Only really use it for when we go to/from our 2nd home.

But it is nice driving a fun/luxurious vehicle.  But wouldn't do that unless we could easily afford it (we paid cash---it was a blip on the radar)

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