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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Final update from the OP: full refund of my entire trip, including my nonrefundable hotels and flights. Our airline declined a refund three times but given the airport was bombed this morning, they relented when I called today. [b]Guess that does not teach me a lesson never to book nonrefundable again.[/b] It is significantly cheaper so that’s the way that I have always rolled in my 20 years of travel all around the world.

I would really love to get to Dubai one day. Our entire family was truly alight with excitement about seeing this part of the world, and all of the cool experiences we were planning there.

Now to figure out where we’re going for spring break. Nothing sounds remotely as exciting to me as Dubai did. Looking at Florida, Phoenix, California, Turks…but likely sticking in the states given what’s happening in the world right now. [/quote]

I think you should have learned a lesson.

I booked a non-refundable AirBnB in Paris that ended up being cancelled due to the outbreak of Covid.  I had travel insurance for that trip.  As it happened, AirBnB decided to voluntarily refund everyone impacted and they stuck the losses on the hosts (because the hosts could not legally supply the lodgings due to quarantines).  However VRBO, which we had also shopped through, did not have guest-friendly policies.  Some people were out the entire value of the lodging.  That really shaped my opinion of VRBO and made me less likely to consider them.

An all-out war with airports getting bombed is a lot more unlikely than other travel-related mayhem.  But I visited NYC the week before the Twin Towers, two of my coworkers were at a conference at a hotel within the shadow of the Twin Towers on 9/11, I visited Bali 6 months before the nightclub bombing, I caught chickenpox while on a trip to Europe as a kid, etc.

The insurance for the non-refundable parts of your trip might have only been a few hundred dollars.  And it would have given you medevac insurance. I've known several people who broke bones in foreign countries.

It's up to you if you don't want to spend the money.  But I think it's a reasonable value in many cases.

By the way, for my cancelled Covid trip, I got a full refund on the travel insurance policy. Can't remember under what extraordinary Covid-era provisions.  But I guess the point was that the company did not have to insure me for anything because I could not make the trip (flights did not run).  I also had the option to keep the policy and make claims but since AirBnB and Delta made good, I had no losses.[/quote]
Does travel insurance cover war? I would think that Force Majeure would apply.[/quote]

PP.  You're probably right.  My point though, was that war is not what you're usually trying to insure yourself against.  It's needing an expensive flight home or to pay for better medical care if you break your leg.  Or your flights get messed up and make you 3 days late starting your trip.[/quote]

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