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Reply to "How much annual budget do you need to feel comfortable in retirement?"
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[quote=Anonymous][quote=Anonymous]Everyone's lifestyle and expectations are different. What's your annual amount to feel you are living a comfortable retirement that would you enjoy, that wouldn't stress you out, but is also realistic (so can't say $5 mil a month). Please add where you live (to give a sense of cost of living) and what you plan to do in retirement.[/quote] We retired this year. We aimed for $120k a year. We did not include Social Security, just in case. Since stocks and housing have done so well, we overshot. We did it by doing the 401k/IRA things since we were able. 401ks came out around our late 20’s. Prior to about November 2024, I was not stressed at all with our savings. In the current climate, I really don’t know what my number would be. It all depends on what happens to the ACA. [/quote]
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