Reply to Are we the only family in the DMV who is priced out?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]So many of these posts, and yet for some reason, no MC/UMC people seem willing to prioritize saving for home equity/a large down payment instead of for retirement accounts.

Imagine if all you people had stopped contributions to 401(k)s, TSPs, Roth IRAs and brokerage accounts three years ago — you might have an additional $300K for a down payment, but of course you couldn’t do that because it’s “dumb.”  And of course, today now you still can’t do that because stocks are “on sale.”

So we’ll keep on being treated to endless posts from people making $300K a year about how they can’t afford a house.  We live in one of the most expensive housing markets in the country – no one thought that maybe they might have to sacrifice *temporarily* other savings goals in order to afford the nice housing they desire?[/quote]

Do you have any idea how much money I made in the stock market between 2020 and today??? Oh yeah, and I DID buy a $1.1 million house this year with a $275K income. Some of us just weren’t READY to buy a house in the past three years. We couldn’t just drop everything and start house hunting. Many of us were working in person at demanding jobs with kids. Not everyone is in your situation you psychotic freak. [/quote]

Lol, you sound like a very sane and stable person. If you were able to buy a house without doing that, great; my suggestion wasn’t for you.  I thought that was a given, but maybe I should’ve clarified for the denser among the group.

However, since we’re 13 pages into this thread, there are clearly others who should be doing something differently. A $1 million house is not so daunting if you save $500,000 for a down payment – but of course, that requires cutting back saving in other areas. And many UMC won’t consider it, though that’s the obvious solution – instead, like you, they respond with unhinged, shaking anger at the very suggestion.[/quote]

I hope you enjoy being an a-hole.[/quote]

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