Reply to I need about $20k to get us through a layoff-home equity loan?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]To all the people suggesting side gigs — how much are you thinking OP will clear with these gigs? Not a lot. She needs $20k. Earning $1k per month isn’t going to make much of a dent in that.[/quote]

$1k per month can cover food and utilities.

Sell stuff to come up with daycare payments for at least a month or two.[/quote]

Didn't they already sell the second car?  When folks recommend to sell stuff I wonder what they have lying around the house that will bring in anything worthwhile.[/quote]

It depends. It's a pain to resell stuff but if you aren't employed and the kids are in daycare, you do have some time in between job interviews and such.

So yeah, you can list old baby clothes and toys, furniture, sports equipment, that exercise bikeyou don't use; boots or shoes in good condition, electronics, patio furniture or yard work supplies, a pet crate, storage and organization stuff, musical instruments. Anything you aren't actively using, or anything you could live without needing to replace down the line is a good start.

I declutter stuff all the time by taking it to a thrift store; I could resell it but it isn't worth my time. But if you are unemployed it could be worth your time. Many people could earn at least $1000 this way.[/quote]

I’ve been very critical of OP (still am) but it doesn’t sound like $1000k will even make a tiny dent in her shortfall. [/quote]

Sure it will. $1000 here, $1000 there   .. it all adds up.

And every $1000 you earn somehow is $1000 less you need to borrow, right?[/quote]

You have multiple thousands of dollars worth of sellable junk in your house? I don't. [/quote]

A friend of mine’s parents died, they had a lotttt of stuff but lower middle class so nothing name brand (unless you’re talking beanie babies). She made over $20k after hosting multiple multiple garage sales. People come out of the woodwork for those things. [/quote]

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