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Reply to "The divide gets bigger as you get older..."
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[quote=Anonymous]The big divide occurs when one spouse decides to be stay at home. Not judging one way or another but having two professional incomes and being smart with money is almost a guarantee to have a funded retirement. My mom was a stay at home spouse and if she made half what my dad made, they would probably have double the assets -- another large 401(k), the compounding effect of reinvestment, etc. Even if child care costs are expensive, it often times make sense to keep working if you value financial freedom down the road. If you have a couple, one making 250k and the other 125k, losing that 125k will set them back. They will still live a great life but all the additional savings is wiped away. That will be millions saved/invested over a career.[/quote]
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