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College and University Discussion
Reply to "What is a "donut hole family"?"
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[quote=Anonymous][quote=Anonymous]If you cannot afford a private, you send your kids to the stat schools, simple. We have told our kids that is what we can afford and have saved since birth. We rarely take a vacation, live in a house DCUM would be embarrassed by in order to fully pay for college and graduate school. Its about priorities. [/quote] That sounds reasonable, in theory. But if you have three kids (like us), there’s just no way to save close to $1M for private college on middle class wages. No matter how much you scrimp and save, especially when you have to pay for high quality day care and preschool. Our goal was to save half of what tuition at an in-state public university would be, then plan on paying the rest out of pocket. It’s worked out so far with kids going to public universities (making the most of it with honors programs etc) and if we need to take out Plus loans for DC#3, so be it.[/quote]
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