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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Many of the stories here are of poor and irresponsible financial management by people, rather than of elder Care.[/quote]

Even if that were true, Einstein, any poor financial decisions were made by people other than those who are providing the elder care. If your parents are too poor for a good assisted living placement, what should the adult children do? That's literally the topic of the thread.[/quote]

My MIL was too poor.  She had my husband young.  She worked her entire life but it was always pay check to pay check.  She was determined not to live with us but at some point she could barely function so she lived with us a year before we got her to a nursing home on medicaid as it took me a long time to find a bed.   That's what you do.  Middle class is what $50-90K a year.  Many people don't make that much on minimum wage.  Her social security was $900 a month.  She was extremely responsible with money.  But, its hard to save when you have little in the first place.  She had never made $5K a month let alone the ability to save.  There are low income assisted living but even they were too much financially as I got her into one.

The only option is LTC Medicaid in this area.  In other states, they pay for home care and other options but it really depends on the state.[/quote]

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