Reply to Does anyone else owe a TON in student loans?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]DH and I have about $210K collectively- have a 3 year old and in our late 30s...probably never going to own a house in this area since we don't pull down big bucks. It's ok though. I like knowing how much my brain actually costs :)

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I have $150k in student loans debt, about 7k in cc debts and a $276/mo car payment . I only make 75k, and was able to purchase a house for about $250k (cheap but still I did it).  I used my VA loan so no down payment which of course helped, but just saying that it can be done.  BTW...single mom with 1 child.[/quote]

PP here: That is awesome. Did you buy in VA? Maybe once we can get our 3 year old in public school, we'll be able to buy something. Daycare costs are our highest expense. I work in architecture and my husband went to law school, but graduated in 2011 (remember the recession after 9/11?) so he never landed a plum law job. He has now switched to another field, and makes about $70K. I actually make a bit more at $75K. My field is always one of the first hard hit if an economic downturn happens, so I get nervous about having housing costs that one salary could not support. Last year DH was unemployed for 6 months. It was super tough.

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