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Reply to "How to get out of debt!"
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[quote=Anonymous][quote=Anonymous]Op here. Yes, I am talking to a few debt management companies and non-profit ones are still looking into my finances and see how they could help. The expensive ones are not promising anything and telling me it could take 8-10 years to pay all of this down. Didn't contact bankruptcy attorney yet since their hourly fees starts from $350 so I am holding off to that one for now. [/quote] You know the info you provided on your situation just doesn’t quite add up for me. You said your credit cards interest rate is between 10 and 20 percent. You are making $2000 payments per month on your credit cards. If you don’t add any new charges to them you should be able to pay them off in 3 years even at 20 percent rate. You must be adding a lot of new charges if they tell you it will take you 8-10 years to pay it off?[/quote]
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