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Reply to "How to get out of debt!"
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[quote=Anonymous][quote=Anonymous]Op here. I can't ask my daughters to help me out with my debt since they already have high student loan debt payments and other one is still in school. I have looked into local community help but there is not much available in my area. I am working with a few debt management companies to check which one I would chose. Most of them are asking for $150-250/mo to manage the debt and do negotiations on my behalf. I was able to get car refinance and that is saving me about $150/mo which I am focusing towards debt. Health is good but this mountain of debt making me feel hopeless and I get very depressed thinking about it. Even therapy costs about $30 with my co-pay so I am very selective with it. [/quote] So what did they offer you in return for $150-200 in monthly fees? How soon do they say you can pay off your debt? Also, this doesn’t sound like a non profit level of fees. Did you try contacting a non profit debt management like many here suggested to you? Did you consult a bankruptcy attorney? You got a lot of good advice here that you should follow [/quote]
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