Reply to Why is $275k hhi now so poor?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Stop blowing smoke up my arse trying to claim $275k hhi is just fine and dandy these days.  It is not.  We are friggin dinks with virtually no debt except our mortgage on a very modest $625k home.  We rake in $275k and are super middle class, it’s insane.  Right now driving an 8 year old cheap Mazda 3 bought for $20k snd is paid off.  I dread the day we need a new car, because a new car payment will place huge strain on our finances.  I think we can only afford a Toyota sedan next.  You’d think dinks making almost $300k could afford an Audi these days, but nope.  Car insurance, home insurance, taxes, groceries……all of it demolishes you.  We only take 1 vacation too per year.

Ok, we might tread water, I’ll give you that. But we aren’t THRIVING.  I feel like you’ll only thrive on a $500k income these days.  And that’s only from a DINK perspective!  I dunno how everyone else who is poorer AND has kids survives.  You all survive on malk and beans? Who knew the American dream for family people meant a life of brittle bones and cutting coupons, lol. Prices are so outta control. It is bonkers. [/quote]

Try rolling up your sleeves and doing some actual work instead of outsourcing everything. No doubt you have a housecleaning service, lawn service, and pay contractors for even the simplest of home improvement tasks (e.g., putting on a new roof).

DH and I both work, have two kids, have an HHI of $250K, and have no issues saving 30% of our gross HHI while also setting aside $1K net per month for college savings. We just added a new 1000sqft composite deck, 300sqft screened porch, and 2000sqft of hardscaping and water features in NOVA for only $60K. Contractors wanted $250K for the same.

Don’t be so useless and lazy and you’ll find that $275K is plenty. [/quote]

Sure Susan.  Let me just go replace my roof after watching some YouTube videos, lol. Absolutely nothing could go wrong working on a home repair like that with a bad spine and multiple tons of shingles to haul up 20 feet. And all alone.

I bet allmof the quality of your DIY projects are trash, and you probably violated multiple building codes that will make it difficult to unload your garbage house. Have fun! [/quote]

+1. Who DIY’s replacing a roof? Her house is probably a patchwork of one crap project after the other.[/quote]

A person who wants a solar roof installed for the price of a typical, trashy asphalt shingle roof? DH and I only hire contractors for low-level, low-impact projects when we’ve run out of available time. Only so many hours in the day after all. There’s no such thing in our household as hiring a contractor to do something simply because we lack the skill or capability ourselves. Is this even a thing?!? Totally surprised to think this might be true. People can’t just read a book and figure stuff out?[/quote]

I have the skills to put on a new roof---helped parents while growing up---dad did everything except HVAC.  Sure, I can read and figure it out, and I used to when we were young.  But now I happily outsource all of that to highly qualified people.  It's called contributing to the economy.

My spouse makes close to $500/hour.  They are defiantly not interested in spending their free time doing house repairs. So we pay people to do it.  It's called prioritizing
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Yes, but how much do you make per hour? Sounds like you’re nothing but a freeloading spend-a-lot. [/quote]

jealous much?

I was making $150K 25+ years ago when we made the joint decision for me to become a SAHP, to kids where the other parent was traveling 2+ weeks per month typically and would get home at 8pm most nights.   There is more to contribute to a family than just a paycheck.  It works for us, my spouse is quite happy with the arrangement.   In reality, why are you bothered by how we spend our money?  We have plenty of it.

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Not bothered. Just embarrassed for you. I have countless acquaintances that have the option to become a SAHP. The only ones that actually choose this path, however, are those that lack the endurance and self-confidence to succeed as contributing professionals. The acquaintances I consider friends are able to rise above adversity and push through the glass ceiling, where others – much like yourself – repeatedly fail. [/quote]

get over yourself - not everyone values the same things in life.  (not PP).[/quote]

Agreed. Some people – like me – value investing in hard work, contributing to society, promoting education, and empowering overall health and happiness to all. Others – such as yourself, perhaps – value cutting corners, bending the rules, stealing from children, and raping society’s unbridled innocence. To each his own. [/quote]

So a SAHP values "cutting corner, being the rules, stealing from children"?  I think you need to stop smoking whatever you are on.

a SAHP works hard, contributes to society, actually educates someone not just promotes it and empowers health and happiness.  Sorry you had a miserable life and are miserable that you were not able to afford to stay home with your kid
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SAHPs are total trash. Full stop. These are the people too stupid and too incompetent to secure legitimate careers. I want to vomit every time I meet one. [/quote]

Women are so awesome to each other. It’s fun watching them rip each other to shreds while talking about the sisterhood.

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