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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Stop blowing smoke up my arse trying to claim $275k hhi is just fine and dandy these days.  It is not.  We are friggin dinks with virtually no debt except our mortgage on a very modest $625k home.  We rake in $275k and are super middle class, it’s insane.  Right now driving an 8 year old cheap Mazda 3 bought for $20k snd is paid off.  I dread the day we need a new car, because a new car payment will place huge strain on our finances.  I think we can only afford a Toyota sedan next.  You’d think dinks making almost $300k could afford an Audi these days, but nope.  Car insurance, home insurance, taxes, groceries……all of it demolishes you.  We only take 1 vacation too per year.

Ok, we might tread water, I’ll give you that. But we aren’t THRIVING.  I feel like you’ll only thrive on a $500k income these days.  And that’s only from a DINK perspective!  I dunno how everyone else who is poorer AND has kids survives.  You all survive on malk and beans? Who knew the American dream for family people meant a life of brittle bones and cutting coupons, lol. Prices are so outta control. It is bonkers. [/quote]

Try rolling up your sleeves and doing some actual work instead of outsourcing everything. No doubt you have a housecleaning service, lawn service, and pay contractors for even the simplest of home improvement tasks (e.g., putting on a new roof).

DH and I both work, have two kids, have an HHI of $250K, and have no issues saving 30% of our gross HHI while also setting aside $1K net per month for college savings. We just added a new 1000sqft composite deck, 300sqft screened porch, and 2000sqft of hardscaping and water features in NOVA for only $60K. Contractors wanted $250K for the same.

Don’t be so useless and lazy and you’ll find that $275K is plenty. [/quote]

Sure Susan.  Let me just go replace my roof after watching some YouTube videos, lol. Absolutely nothing could go wrong working on a home repair like that with a bad spine and multiple tons of shingles to haul up 20 feet. And all alone.

I bet allmof the quality of your DIY projects are trash, and you probably violated multiple building codes that will make it difficult to unload your garbage house. Have fun! [/quote]

+1. Who DIY’s replacing a roof? Her house is probably a patchwork of one crap project after the other.[/quote]

A person who wants a solar roof installed for the price of a typical, trashy asphalt shingle roof? DH and I only hire contractors for low-level, low-impact projects when we’ve run out of available time. Only so many hours in the day after all. There’s no such thing in our household as hiring a contractor to do something simply because we lack the skill or capability ourselves. Is this even a thing?!? Totally surprised to think this might be true. People can’t just read a book and figure stuff out?[/quote]

I have the skills to put on a new roof---helped parents while growing up---dad did everything except HVAC.  Sure, I can read and figure it out, and I used to when we were young.  But now I happily outsource all of that to highly qualified people.  It's called contributing to the economy.

My spouse makes close to $500/hour.  They are defiantly not interested in spending their free time doing house repairs. So we pay people to do it.  It's called prioritizing
[/quote]

Yes, but how much do you make per hour? Sounds like you’re nothing but a freeloading spend-a-lot. [/quote]

jealous much?

I was making $150K 25+ years ago when we made the joint decision for me to become a SAHP, to kids where the other parent was traveling 2+ weeks per month typically and would get home at 8pm most nights.   There is more to contribute to a family than just a paycheck.  It works for us, my spouse is quite happy with the arrangement.   In reality, why are you bothered by how we spend our money?  We have plenty of it.

[/quote]

Not bothered. Just embarrassed for you. I have countless acquaintances that have the option to become a SAHP. The only ones that actually choose this path, however, are those that lack the endurance and self-confidence to succeed as contributing professionals. The acquaintances I consider friends are able to rise above adversity and push through the glass ceiling, where others – much like yourself – repeatedly fail. [/quote]

get over yourself - not everyone values the same things in life.  (not PP).[/quote]

Agreed. Some people – like me – value investing in hard work, contributing to society, promoting education, and empowering overall health and happiness to all. Others – such as yourself, perhaps – value cutting corners, bending the rules, stealing from children, and raping society’s unbridled innocence. To each his own. [/quote]

GMAFB. Making money is not in and of itself a crime. Sorry about the chip on your shoulder. Earning less does not automatically render you morally superior. I’m not the PP and know plenty of people who make good money doing good work that improves the world. That’s actually most of my close friends. [/quote]

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