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Reply to "I need about $20k to get us through a layoff-home equity loan?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]The time to get a line of credit on your house is when you are still employed. [/quote] It doesn't help OP but it is a good takeaway to get that set up, in case. [/quote] Her husband is employed as a professor. [/quote] Would they be approved for a home equity line on DH's salary alone? It seems they can't really make the mortgage on his salary, so how could he make payments for a home equity loan on top of that? I would imagine these are things the bank would be looking it in deciding whether to give the line or not.[/quote] I think so. He makes 120k and they have at least 750k in equity in their house. [/quote]
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