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Reply to "How do people afford it? "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]$285 HHI = after 401(k), FSA and stock purchases, medical insurance for family = appx $14k/month net on dual income. Get ready for me to prove that it's not this crazy insane amount of money you think it is.. Debits monthly - Kid 1 soccer (personal training sessions + club fees) and piano lessons = appx $5-600 on average over 12 months Kid 2 piano lessons+ dyslexia tutoring/ADHD support = appx $900 on avg over 12 months Kids tuition (with FA) at private MS = $3k (without it was $6500!) Mortgage (we were lucky to get a great rate) = $2120 Housecleaner = $400 Property Tax = $1300 Utilities (gas/electric/H20/cell - no cable just wireless) = $500 or so We have just the 1 car payment = $600 Dining out/groceries/gas/misc/savings for summer camps/vacations = $3k-3500 Add this up and it's very close to the $14k we make, net. This is not inclusive of any federal and state taxes annually nor savings that we would not really be using to fund things for kids - I would like you to tell me that we are really that super extravagant?? So YES - $300k HHI or so to live around DMV is not this huge bag of money. Unless you have no kids or your kids do nothing and you don't go on any vacations and you are always exhausted cooking and cleaning, maybe you have more - but it's not like we're just shopping every day :) [/quote] It is a huge amount of money you earn and your issue is lifestyle choices. You get rid of the house cleaner and extras. [/quote] 10000%[/quote]
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