Reply to $80k In Debt Worth It for Ivy Undergrad?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Try to stay positive and finish the degree, OP. That Ivy name will open doors for you forever.[b] A high school friend of mine who went to an Ivy (likely yours, based on your description) just bought a $14 million dollar McMansion at age 34! [/b]Meanwhile my DH and I will not come close to that amount over our lifetime. Then again, we didn’t go to an Ivy. We all went to the same high school and our friend wasn’t even in the top 10% academically, but he had a special interest/talent and decent grades, and I guess that was enough to be admitted to an Ivy in the 90s. [/quote]

LMAO. Most Ivy grads will never get to such an accomplishment. Your friend is either an extreme outlier or had rich parents help him buy the McMansion. Absurd to use this one random anecdote as proof OP should stay. 
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He works for a top financial firm. I personally know a handful of Wall Street people who retired in their late 30s and 40s with $50-100 mill. My friend’s parents are middle class at best. His boss went to the same Ivy and took a chance on him early on. My friend works a ton, but he loves it.
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OP here. I would literally rather go to jail than go work at Wall Street (and I was in prison for a day after getting arrested at a protest, so there's that...)[/quote]

A number of posters have called you spoiled/ungrateful/entitled, and I am sensing some of that too. What separates the people on the top from everyone else is their ability to delay gratification. Grunt it out. Not everyone is cut out for this, but then don’t complain when you cannot afford stuff in life.
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OP here. You're right. I guess I'm tired of delaying gratification. My entire life up until this point -- my parents screaming at me to perform academically to their standards, trying a STEM major and failing, trying to tough it out at a notoriously competitive school that I hate -- has been a series of delayed gratification. It's just that achievement seems empty at this point, and I want something more immediately tangible and pleasant. I am tired. I am so, so tired of trying to delay all these awards when fundamentally it seems like meaningless bullshit that I don't care about. I don't see the point of sticking it out in the rat race since it seems like the rewards are too far off for me to enjoy.

Yes, I'm aware that makes me spoiled/self-indulgent/entitled. I think it's because I was raised by Asian immigrant tiger parents to delay gratification for so long that I'm super burnt out and tired of everything.

PS: It's hard to delay gratification during a difficult, trying job when you're actively suicidal as a college student. Idk, I think my mental illness is calling for me to stop delaying and instead search for more immediate and more intrinsically meaningful things. [/quote]

Ok so then quit, move out, get a job (or more likely two is what will be required to make ends meet) pay your own way (and try not to get into credit card debt) and go back to school when you are older. I mean what do you want us to tell you? There’s no magical third option beyond go back to school or get a job.  You have declared it an impossibility for you to go back to Columbia and your parents won’t be moved so the choice is clear. Thousands and thousands of young people every year don’t go to college or enroll in community college because they have parents who can’t or won’t pay for their school. So they get jobs, and make do, and scrape by somehow. Nothing is stopping you from doing this. Literally nothing.

Actually one thing is stopping you. Deep down, you do care about prestige, but just of a different nature than what your classmates care about. I know this because you fixate on prestigious sounding albeit low paid careers. You know where you could really make an impact?  Working as a health care aid in an Alzheimer’s facility, or in a drug rehab center, or cleaning cages in an animal shelter, or some equally unglamorous job that actually helps people.  You could just quit, get a Starbucks job, and never go back to college.  But instead you want an “acceptable” sounding job in publishing” or “helping the environment.”  Ok, so do that, but you know what help the environment needs?  Scientists and engineers who grind it out in labs to come up with innovative solutions to huge problems, and smart lawyers and policy makers who grind it out in law school or grad school so they can draft and implement legislation and regulations and lobby to get them passed, and IT folks who grind it out over the weekends to keep the Sierra Club’s network up and running so they can do their business, and HR employee benefits folks, who put in overtime to hire and onboard and pay the employees to do all those things, and fundraising folks who are out at events nights and weekends at events to raise money for the research and advocacy, and the list goes on.  Do one of those things, or be a waitress, but don’t you dare sit here and lecture us about being prestige obsessed when your immediate solution to dropping out of Columbia is not to get a degree from your local CalPoly or whatever but rather to hoof it to a blue blood Seven Sisters school. I mean come on. [/quote]

This. This. 1,000,000x this.  Most jobs that truly make a difference aren't anywhere near as exciting as they sound.

Get the darn degree, OP. It will open doors you don't even know about now. Public interest loan forgiveness programs exist for a reason.

-BTDT[/quote]

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