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[quote=Anonymous][quote=Anonymous]Somebody should have counseled this lady before she chose this field in NYC. At least she should have reassessed every 5 years or so before she found herself there at 40. She is thinking too much about other people's money when she could have made better choices for herself. It sounds like she felt entitled to a NYC living. I mean, who does this to themselves for 20 years and then blames other people's money?[/quote]

Exactly.

I think there’s a bunch of people who failed to do their homework and just assumed life would unfold a certain way.

Parents should do a better job teaching their kids about money and how to avoid debt.

1. Opt for CC then state school unless you get a free ride or someone offers to pay your way.

2. Get a degree that lends itself to a career.

3. Do not incur debt or throw money around. Live in a dumpy group rental with roommates like we did back in the day. Drive a cheap car. Don’t shop like it’s a competitive sport. You aren’t entitled to anything.

4. Shack up with a significant other. Two incomes are better than one.

5. Live below your means. Embrace minimalism. Spend money on experiences instead of things.

6. Don’t live in the city unless you can truly afford it.

7. Find a job with excellent benefits. Healthcare and pensions outweigh a seemingly low salary.

8. Adjust when necessary.

9. No shame in living at home to sock away money. [/quote]

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