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Reply to "Just bought an $800,000 house on a $186,000 salary and now I'm panicking...."
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Yes I'd hate that. We have the same HHI and our mortgage is $400k and that feels great. We have enough money to make improvements now that one kid is in public school. We'll be able to stock our retirement accounts and travel (post-covid) a lot more once the 2nd kid goes to K. We'll do our best to help our kids pay for college. I don't want to be tied to a mortgage. [b]Also: we like our smaller house because we know if something happened to either of us we could afford to stay here.[/b][/quote] I don't disagree with your approach, it is in many respects what we chose. But, as to the bolded, that is what life and disability insurance is for. [/quote] Sounds good. But people need to budget for that. It doesn't sound like OP did. [/quote] a lot of employers cover those - std, ltd and life ( to some degree)[/quote]
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