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Money and Finances
Reply to "SAHM: what do you do to protect yourself financially?"
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[quote=Anonymous][quote=Anonymous] So basically you think that dual income couples are the only married people who deserve to get a full social security benefit. Couples who choose to have a SAH spouse should each take 1/2 of the working spouse's benefit. What about dual income couples who have a large disparity in income. Maybe he earns 80K and she watches the kids during the day and works retail at night only bring in 15K/year for 20 years. You think that in that example, the husband should get social security based on his 80K income and she should get a benefit based on her 15K income? Because, you know, you work so much harder than she does.....(ha!) [/quote] It comes down to whether you think Social Security should be a pension program or a welfare program. It's both, of course, but those who see it more as a pension plan don't understand why someone should get 1.5x the payout on one person's work history just because their spouse chose not to work. [/quote]
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