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Reply to "SAHM: what do you do to protect yourself financially?"
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[quote=Anonymous]My husband maxes out on SS contributions ($300k + income) and I mostly SAH but sometimes substitute teach. When we collect SS, he will receive the max payout, and I will take a “spousal” on him which will equal 50% of his because mine alone would be much lower. So we will collect 150% of the individual maximum. 2 high earners would each collect 100%, so more than my husband and I.[/quote]
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