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Reply to "Down and Out on $250K/year...."
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[quote=Anonymous]I'm a single mom who owns property in DC, contributes towards 10% towards TSP plus almost max a Roth IRA, Comcast bundle service, $125 a month in 529 for only child, primarily grocery shops at Whole Foods, vacations 2-3 times a year, travels internationally, etc..all on 65K annual govt salary. I guess I'm rich by some of your standards. I could afford to contribute more to retirement and/or 529, but I spend it on clothes and restaurants instead. 250K is a great income but it's not rich and certainly not wealthy. I agree that cost of living should be factored here. Saving for retirement is a necessity, not a luxury. In fact, everytime money is tight and I'm tempted to stop for awhile, I remind myself that I can't afford to not save. [/quote]
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