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Reply to "Tell me how much you have saved in your 401K at age 40."
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[quote=Anonymous]Feeling really behind after reading through this - I'm 40 with 230k saved and DH is 39 with 130k (he has no match). Neither of us make huge salaries, but we're at a pretty comfortable level now (120k and 100k) although we have a lot of childcare expenses and student loans to pay down. We've always saved for retirement at about 10% but had lower salaries for a long time (DH only started making in the 90k range in the past 3 years, before then he was no higher than 55k for many years) so were not able to max out. Trying to finish paying off student loans and will increase contributions to 18k in the next few years, but seems impossible to catch up to others on this board after making so little in our 20s and early 30s. Impressed by others here who have been saving so diligently for so long, and regretting not trying to make more money or live on less when we were younger. [/quote]
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