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[quote=Anonymous]No bankruptcy. The two kids need to take a break from schooling and help you out. All three of you should be working 40-50 hours a week while living together. I worked 50-60 hours a week when from 18-25. Haven't seen young people do it in decades, but it can be done. Restaurant are hiring. Work will become your whole life. Takes a few weeks to build up the stamina and it's all smooth sailing after. Get rid of that car too. Once you get the debt under control and are still on autopilot as far as 50 hours a week is concerned, you will start investing. Investing gives you power like no other. You can scale down to 20 hours a week, because the rest of the money for living comes from dividends. Your money earns money while you sleep. Now you can buy a car and go to school.[/quote]
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