Reply to NYT: "Peak College Admissions Insanity"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous] [quote=Anonymous]^sorry, couldn’t for force a student to attend a college they couldn’t *afford*. Typo. [/quote]

:lol:  :lol: Before you ED, you run the numbers on their website. If the final offer exceeds what you saw, you can go back to them for adjustment. If not, you are obligated to attend unless of course your situation has changed drastically. BTW, your affordability is determined by them, not you. [/quote]

+1. This. Y’all have to take loans like everyone else. All y’all who had multiple kids in succession are sol too, btw. [/quote]
I understand we’ll have to take loans and I’m aware the school determines what they think we can pay and I only have one kid, thank you very much. I was only confused because the article suggested that by applying ED and being accepted you had to immediately withdraw other applications and were obligated to attend before knowing what the FA might include and regardless of whether it matched the calculator.

I appreciate all the other pp’s who reassured me that the article has it wrong and my understanding was correct. [/quote]

I'm going to say the article is correct in spirit, but maybe not from a legal standpoint.  I have read that legally colleges cannot hold you to your ED contract, but the spirit of the ED contract is that you won't ED unless you are confident you can afford it and will attend if offered admittance. Students are definitely supposed to pull their other outstanding applications once they are admittted ED.  UMiami as one example said very clearly at their admissions presentation that ED is binding and that you should not apply ED unless you know the finances will work out for you and you will attend if offered a spot. Can they hold you to this? Probably not, but if it was super easy to back out of an ED contract, everyone would apply ED. The high school college counselor has to also sign the ED contract. They will absolutely ask you to rescind all outstanding applications if your child is accepted ED. The process was not created for people to be able to compare their financial options. It definitely discriminates against people needing financial aid.[/quote]

Hint===that's not discrimination.  It's a path to college.  It's not a path that will work for everyone, but that doesn't make it discrimination.  Anyone can choose to ED, it's based on your finances and whether or not you are willing to be full pay at a school. 
[/quote]

Fine maybe the word discrimination is technically wrong, but ED favors those who can afford college without financial concerns, even more than the regular process already does. ED is tough for those requiring aid as they cannot compare financial offers from various schools prior to making a decision (some may, but theoretically students are supposed to pull all of their outstanding apps once they get an ED offer).

For those needing aid, I would suggest ED 2 as a better option as some of the state school decisions come out prior to ED2 decisions and if you are happy with your state school option, you can switch your ED2 app to RD prior to the ED2 decision (this reduces the advantage of ED2, but does give you the ability to compare options). [/quote]

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