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[quote=Anonymous]
How has any insurance company ever improved your care? If your healthcare was covered, how much more willing would you be to change jobs? Take a leave if needed between jobs for your health, or to care for someone else?

How much more likely would you or your children be to risk starting your own business?

https://www.forbes.com/sites/brucejapsen/2023/01/13/unitedhealth-group-reports-47-billion-profit-as-optum-and-health-plans-maintain-momentum/
UnitedHealth Group Reports $4.7 Billion Profit As Optum And Health Plans Maintain Momentum

https://www.beckerspayer.com/payer/the-house-always-wins-health-systems-face-worst-finances-in-decades-as-payers-rake-in-record-profits.html
'The house always wins': Insurers' record profits clash with hospitals' hardship

https://penncapital-star.com/uncategorized/americans-suffer-when-health-insurers-place-profits-over-people/
Americans suffer when health insurers place profits over people

[quote]In 2022, UnitedHealth Group made over $20 billion in profit. Cigna made $6.7 billion, Elevance Health made $6 billion and CVS Health made $4.2 billion. All told, America’s largest health insurers raked in more than $41 billion of profits in 2022.

...

Even if you can afford health insurance, that is not a guarantee of affordable, accessible health care. Health insurers make money by not paying for health care. Their bottom line depends on refusing to pay for care and they are ruthless when it comes to protecting their profits.

Anthem Blue Cross Blue Shield has been consistently underpaying reimbursements and inappropriately denying coverages. In 2021, 53% of Anthem’s medical bills for the second  quarter were unpaid, amounting to $2.5 billion.

Another way health insurers try to get out of paying for care that patients need is by requiring  pre-authorization for routine and even lifesaving care. UnitedHealth announced earlier this year that it was going to require prior authorization for colonoscopies, a critical way for doctors to detect colorectal cancer.

An American Medical Association survey found 94% of physicians surveyed said that prior authorizations lead to delays in receiving care and 80% said that prior authorizations can lead to treatment abandonment. UnitedHealth was forced to alter its policy due to public outrage, but they are still requiring “advance notification” for the procedure, which doctors fear could lead to bureaucratic delays and delayed care.[/quote]
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