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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Most homeowners insurance will deny a claim caused by the home owner, such as arson. It voids the policy. I wonder if this will be the case here and makes me feel even worse for the other duplex family as they will have an uphill battle getting it rebuilt.

In Del Ray 2 years ago there was a duplex that burned quickly to the ground (and taking cars with it). The fire started in the side that housed a well known hoarder and she also hoarded propane tanks among other trash. The first very quickly spread to the adjoining unit where a mother and baby were home and she said she barely had time to get her baby and her dog out, much less move her car or grab anything else. Police evacuated a 4 block radius for hours.

It still hasn’t been rebuilt. [/quote]

They'll have to sue him, but I doubt he has money. I would imagine their insurance would kick in which will cost them a lot on the long run[/quote]

He owns the land which is worth hundreds of thousands. Does the other family have to rebuild one side of a duplex? Could a small SFH fit on the lot? [/quote]

Just from looking at the lot, it looks like a small detached home could fit on it. There's probably still not much to be done without coordination of the other owner though. At the very least, both lots need to be cleared to start construction. [/quote]

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