Reply to AITA for not wanting DH to give MIL 4K to clear a debt

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I would have a coronary if I had only 40k saved with kids I needed to see through college. 
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OP said it was on top of college and retirement [/quote]

Well yes, but she didn't say how much she has saved for college and retirement. She said "We each retirement accounts and kids have college accounts but our total cash savings right now is 50K." But having those accounts is not the same thing as having adequate savings *in* those accounts.

Since there are many competing goals here (college, retirement, their house, MIL bailout), OP and her DH need a financial planner. But DH wont' want to go, because he knows he won't like what he hears.
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Op here. We have 500K in our 401Ks, 15K in brokerage, and another 10K in assets we can quickly liquidate if we needed plus 40ishK in cash savings. We are both in joins which will have pensions. College funds for the kids have 60K combined. How are we irresponsible? I know we could have more cash on hand but like I said, we have had major home repairs. [/quote]

This added refutes the notion that you and DH are irresponsible. It definitely solidifies that notion that YTA.

As many others have said, please thaw your heart

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