Reply to How much should a man spend on an engagement ring?

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[quote=Anonymous]Don't go into debt. I didn't really know people did that.

If you have a good 6 figure household income, go ahead and buy the $15,000 to $25,000 ring that many on here seem to want. You should have the cash for it.  If you have a more normal household income - like $50,000 - then buy a $1000 to $2000 ring like so many others on here bought. You should have the cash for it.  If you don't have the cash for either of those thresholds, that alone is a huge sign that you shouldn't be taking out debt to buy a ring -- because you have already demonstrated your financial illiteracy.

I was in law school and my husband was in a crappy paying job when we got engaged. We knew high incomes were on the horizon, but we're not into wasting money. We used my mom's diamond (which she never liked wearing) and got it reset.  Now 15 years later we make close to $1m hhi.

Engagement rings are the fancy of young girls in the throws of wedding planning. Within 3 years, you will no longer care about your ring or think about.  Nor will those around you.  When i see someone with a super big flashy ring, I usually assume she is quite young. Because in another 5 years, there were be bigger, flashier and more recent trend rings than yours, and now yours will start to look old.

PS in our world, the most expensive rings all correspond to the worst marriages and most likely divorces. That is with 10 years of hindsight. 
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