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[quote=Anonymous][quote=Anonymous][quote=Anonymous]We do at least 3 trips a year and we...

1) have only one kid 
2) live in a much smaller home than a lot of our friends, so our housing costs are so much lower 
3) play the credit card points game 
4) prioritize travel expenses over other non-essentials

#2 and 3 are the most important to being able to afford travel [/quote]

This is our formula for 3 annual trips: summer (domestic beach house—cost shared with relatives); winter break (Caribbean/LatAm); and spring break (international). HHI is mid-$500k. No family wealth subsidizing us:

-Only child is in public school.

-We’ve stayed in our modest Bethesda starter home in (w/ a very low interest rate and monthly payment) although our income could easily justify a purchase at least 2x value.

-We enjoy occasional fine dining and I do spend regularly on beauty services and products (hair, nails, skincare, makeup), but no cosmetic derm.

-No high-end designer clothes/bags/shoes (Anthropologie, J. McLaughlin, Everlane, etc. is about the most I’m willing to spend on clothes). DH spends even less. No high end jewelry, etc.

-One nicer, newer car with a reasonable payment; one older, less exciting car nearly paid off.

- Aggressive college and retirement savings.

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