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[quote=Anonymous]OP, how many kids do you have and what grades are they in? How much can you afford?

Some suggestions:
1. In state - you could afford to cash flow this.

2. Look into whether your student could graduate one semester to one year early and if this would make a difference. (Three years of private college tuition versus four years.) Note that many top colleges give little AP/ IB credit; this will be more likely to work at a state school, even out of state.

3. Overseas - Look at top Canadian and British universities. They are less expensive and may fulfill your kid’s desire to study away. Univ of Toronto, McGill, Cambridge, Oxford, Univ of London, London School of Economics, Soas, St Andrew’s

4. Military academies

5. Lesser ranked colleges that give many students scholarships - Here’s a link. Some schools on that list that may be of interest include Connecticut College, Lewis & Clark, Carnegie Mellon, Creighton, Cooper Union

https://www.usnews.com/best-colleges/rankings/most-merit-aid

6. A year or two at the community college and then transfer to a top prestigious school. Not all prestigious schools take many transfers, but with a guaranteed transfer to UVa, your top student could explore possibilities like Cornell, U Michigan, Case Western which I think take a good number of transfers.

Regardless of what you do, I think step one is figuring out how much you can pay. Your income is pretty high and you may be able to cash flow. You can cut out vacations, cut the kids’ activities, sell an extra car/ some investments, maybe see if you are over saving in retirement. [/quote]

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