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Reply to "If paying off your mortgage is dumb, why do so many rich people do it?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I have not read through the comments, but I’m a realtor mainly serving close in NoVA. I’d say a good half of my clients put 50% or more down. I’d say 15% of my buyers are doing all cash transactions. To be honest the people who don’t put significant down payments down are very stretched as it is. I’ve never seen so many cash buyers.. I think it’s pretty obvious. The rates now exceed returns. [/quote] yeah rates right now are high, but the OP is maybe going to pay off a mortgage at 4% and some others are paying off mortgages with lower rates than that.[/quote] Where else can you get a risk free after tax return of 4%[/quote] Um, ibonds that are offering 6.8%.[/quote]
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