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[quote=Anonymous]I was in your situation at one time, except I had two kids in preschool.  It was a desperate situation, and it requires some tough decisions, but the feeling of not being broke makes it all worth it!  We moved to a LCOL first.  We moved to Arizona from Los Angeles area.  This made a huge impact with housing costs.  Our mortgage was cut in half.   We didn't want to leave CA but if you keep an open mind, it will be okay.  I now love it here in AZ and wouldn't go back to CA.  If you live in the DMV or some place expensive, you need to consider this option.

Secondly, you need to accept that you need to work despite all the challenges of having half day preschool.  Stop the excuses because if there is a will there is a way.  I got a full time job, and although the pay is not amazing, it is a meaningful job and the money helps immensely.  I actually love the social aspects of working and the feeling of making my own money after being a SAHM.

In regards to childcare, we found a program here in AZ that offered care until 6:00 PM that was not much more tuition.  It was through our public school district and my children loved it, even though I was hesitant about them being in childcare all day.  I would highly suggest looking at some new preschool programs that include additional care.  At the very least then you can substitute at your older child's school.  If you can get your older child into the after care at their school then I would say start applying for full time jobs and bring home the money!!

I know I am making it seem easy, but I was desperate to feel financially secure and to not live in debt.  Believe me, the feeling of having money for all your expenses is well worth it.[/quote]

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