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[quote=Anonymous][quote=Anonymous]And

Here’s a primer about how the expected family contribution works in the United States from the Wikipedia page so you can better understand what I’m talking about:

In the post-secondary education system of the United States, an expected family contribution (EFC) is an estimate of a student's, and for a dependent student, their parent(s)' or guardian(s)', ability to pay the costs of a year of post-secondary education. The EFC is used in the United States student financial aid process to determine an applicant's eligibility for need-based federal student aid. In most cases, the same estimate is also used for state and institutional (college-based) financial aid. The EFC is included on the Student Aid Report and Institutional Student Information Record, which are sent after filing a form called a Free Application for Federal Student Aid (FAFSA).[1]

A common misconception is that the EFC is a statement of what the family actually will pay. This is usually not the case, and many families pay more, sometimes much more, than the EFC.[citation needed] The college's costs, minus the EFC, gives the student's financial need. Most four-year colleges do not have enough financial aid to meet students' needs, and as a result, the unmet need must be paid by the parents, in addition to the EFC. The federal government offers unsubsidized Stafford Loans, which are available to any family regardless of need, as a source of funds to cover the unmet need.

In cases in which a student qualifies for merit-based (rather than need-based) financial aid, the student and their family may pay less than the EFC.

A well-to-do family's EFC may exceed the cost of attendance at a school, and in that case the student does not have financial need, as defined by the federal financial aid system.

In some cases, despite financial hardship for the student, the student's family will simply be unwilling to pay the full amount, leaving the student to find their own way to finance their college education, or forgo it.[6]

See that last bit? That is why I had to take out private loans. Public university was not cheaper due to my partial scholarship. Most students can get financial aid with grants or cover the rest with federal loans. I could not.[/quote]

I see that but this is the law in the US. Parents are not required to pay for your college. Thus it's considered normal and ethical for this country for people start relying only on themselves. They say "not everyone goes to college" when families divorce, for example. The court will include into CS calculation only the cheapest community college annual tuition.

In Germany for example parents are required to provide the same level of education as they have. It's not necessarily I think the US system is fair, but this is what is determined by the most population in this country[/quote]

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