Reply to $80k In Debt Worth It for Ivy Undergrad?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]
OP here. If I stay at Columbia, I'll have to take out $80k in loans. I can't go into the Peace Corps or do something similar post-grad because I'll have to start paying my loans off immediately.

Paying off $80k in loans pretty much dictates that I'll have to take a super intense, high-paying job after graduation if I want to chip away at the principle. Which I am NOT mentally healthy enough to do. [/quote]

OP, I applaud you for recognizing this and drawing the line. And let's be honest - will your parents EVER be happy and satisfied? Ok, so you get the ivy degree. Then what? Pressure for a high paying, high prestige job? To marry someone they approve of? To have perfect babies that they can start indoctrinating? And you can bet your arse that will never hear the end of "we sacrificed everything for you - you owe us!"

And here's the irony - if your parents cut you off, you will then be able to get financial aid again. I think moving to a Seven Sisters school would be a good step towards a fresh start. [/quote]

+ a billion.

Can you live at home and support yourself on a low-wage job for a couple of years? Do you have a more supportive relative or friend you can live with?

You're not going to afford rent for a solo apartment in a safe neighborhood on the type of job you can get now, without a degree.

BTW, my DD worked as a barista, and made a decent amount of money with tips right after college. She got a professional job in her field a few months later, but the barista job did tide her over until the right job came through. She has three roommates in a very cheap apartment, so that made it possible.

Go to one of the Seven Sisters programs! You'll be much happier. Stay away from your parents. Screaming and slamming doors because you won't major in stem is dysfunctional and abusive. Unbelievable that they think that's the right way to treat their own child!! Cut your parents off!! Stop interacting with them. They sound completely toxic. In time, when you're settled and in a good place emotionally and completely independent of them, you can start rebuilding a relationship with them. But right now they are damaging your mental health (well, they already did that). Do what you can to get away from them!!

You'll be academically challenged at Smith, Mt. Holyoke, etc. Study something you enjoy and forge your own professional path. BTW, those schools usually have excellent career services programs, so avail yourself of them when you get there. Best of luck, OP! [/quote]

OP here. I would not be able to live at home if I dropped out of Columbia since I'm sure my parents will make my life a living hell. I'll probably have to get a cheap apartment somewhere and split it with roommates while working a barista job.[/quote]

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