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Reply to "the cost of working - SAHM vs WOHM"
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[quote=Anonymous]I think all moms who want to quit jobs need to make use of annuity stream calculators and see how much in list lifetime savings (earnings, pensions etc) this results in. In my case it was around $5mm over the course of 30 years! Unfortunately, I only ran the calculator when my DH asked for a divorce after 18 years together My advice to all younger women who work: don’t quit until your 50% of marital assets (combined net equity in houses after cap gain; 401k, etc) are accumulatively equal to your potential lost lifetime earnings. Don’t count joint brokerage accounts which can be easily cashed - my exH cleared all accounts under his control during divorce; he was taking around $100k/ month in cash! Only count hard assets Otherwise quitting is like buying a merchandise that will only work in 50% cases (half marriages end in divorce statistically ) [/quote]
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