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Reply to "Why do kids seem to be driving later than they used to "back in the day"?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I’m curious how much car insurance is now for your teenage son? My son is about to get his learner’s permit and I haven’t called for a quote from State Farm. [/quote] $1000 more a year.[/quote] +1, about the same/little more from Geico with the "good student discount" applied. We didn't get a hike with the learner's permit though, but it came with the license (hence the reason people say they are dragging it out).[/quote] + 1, also with Geico and we added a car. The increase for him as a driver came when he was a licensed driver, not during the learner's permit phase. The real savings come from bundling and the parents' good driving history. The "good student discount" is pennies in comparison.[/quote] PP--yes, we bundle with Geico too (home, auto, liability) have our own 10-15% discounts through memberships and an impeccable driver history (no claims, no tickets). It keeps our insurance fairly low, but didn't seem to have an impact on teen driver cost--the good student is like a 10% discount? We didn't add a car, but we already had 3 for 2 drivers (ridiculous, but we were gifted a used car from my folks for when DC got his license). He's been on our insurance a few years now and the rates haven't gone down at all for him despite no tickets/accidents.[/quote]
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