Reply to S/O What is our obligation as parents regarding college $$$?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]At 450K, you will be expected to be full pay no matter where your child attends. You don’t determine your obligation. A combination of the federal government and college financial aid offices do. You can pay with cash, savings, or private loans, but you will be expected to pay. No emotions accepted.[/quote]

Um, I absolutely get to determine how to spend my money.  Sorry if the word "obligation" threw you off.  We all place value on different things and to different degrees.  Some parents do not feel obligated to pay for a secondary education...and they don't.  Some parents feel like their greatest obligation as a parent is to provide the "best" education their child can get up to and including graduate school.  And presumably many degrees in between (community college, in state, not room and board, not a liberal arts school, etc. etc.)  I'm asking what this board thinks about that.[/quote]

You misunderstood my post. Your child will not receive federal aid or loans. You will be expected to pay unless you financially emancipate her. As in no more claiming her as a dependent on your taxes.

Not my opinion- those are the rules. [/quote]

I get that.  I really do.  What I am saying is that I get to choose how much I will pay toward a college education.  That could mean certain schools are off the table for my children.  It could mean a lot of loans my children have to carry.  But it is still a choice.  I'm trying to get at how people view that choice.[/quote]

I think it's effed up that YOU choose for your child to take great schools off the table on behalf of your child because YOU choose not to pay. Your kid has no agency here because they can't even choose debt. 
[/quote]

You sound a bit controlling, OP.

The kid is becoming an adult. A collaborative approach would probably be appreciated by them. [/quote]

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