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[quote=Anonymous]OP, you should tell your daughter to apply to all the schools she wants to go to, but also to UMD since there’s no guarantee  where she’ll actually get admitted. Tell her that you’ll do everything you can to pay for her college, wherever it is.

You should talk to her father and your DH and ask what they can contribute.  You should explain to your DH that your marrying him has cost your DD any hope of need-based aid.   If he’s been willing to make generous donations to colleges in the past, it seems he should be willing to make a contribution to your daughter’s education.

You should figure out what you need to do to come up with the money your DD needs, and saving money should be your number one priority.  The $30K you have may cover her first year, so you have time to save more for her second year and beyond.  Figure out a budget and increase your savings as much as possible.  Get a better job or a second job, or both, and be willing to take out a loan yourself if it comes to that.

The only things you should ask of your DD right now is to keep her grades up, apply for scholarships, and get a part-time job because the work experience will be good for her.

Later on, if the money falls short, you may be able to ask her to take out a student loan, but she needs to see that you’ve done absolutely everything first.

You should not make her solely responsible for figuring all this out on her own, or paying her own way 100%.  She’s in this pickle because you put her there.  You need to take on the responsibility of helping her now.[/quote]

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