Reply to We spend around 18K a month, where does it go?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]You don't need to be spending $2,500/mo on home goods and adult clothing. That is insane.

Why is your phone/cable bill so high? Research the company websites for a better deal. They will give you one because they don't want to lose your business to a competitor.

Peloton is a big waste of money, IMHO. Ditch it.

Learn to clip virtual coupons and stick to a grocery list.

Set an entertainment budget. You spend no more than $150/month. No, really. It will make you figure out what is worth your dollars. The kids can learn delayed gratification. Bonus.

I can keep going, but I have a feeling that OP won't change a thing. Just a hunch.[/quote]

See, the cool thing about having a high income like OP (and me) is you don't have to do time-consuming, low return stuff like clip coupons, have a 150/mo entertainment budget, or constantly haggle with service providers to save a few bucks a month on cable.  Time is more valuable than that, especially when there's so much obvious fluff in the budget if OP really wants to cut back.  Instead of wasting time on coupons, you get to come be snarky on DCUM.  [/quote]

IDK.  It seems very odd. What itch is this thread scratching?[/quote]

Sometimes people are puzzled because in America you are supposed to be happy if you are rich and can buy anything you want. And you keep spending more and more -- this lady admits, she just buys whatever she wants, but someone does not seem happy. And what she is actually trying to do is figure out why she still doesn't seem content, why something still seems off about her life.

But she is asking the wrong question. This is the question she should be asking is: Here is how I spend my [u]time[/u] every month--are there places I am spending too much, and places I am spending too little? Are there things I should be doing that would bring me more happiness and satisfaction? And that is probably just a question she needs to ask herself. Framing it in terms of money isn't going to get her there, although several people have pointed out that having few restrictions on your spending means you also run the danger of having fewer constraints on the time you can spend (or waste) shopping, plus  you can even become addicted to the dopamine hit of buying things. [/quote]

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