Reply to Why is it hard for some privileged people to realize that saving is hard?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]The question was why do people of privilege find it so hard to understand how hard it is to save, and this thread demonstrated this perfectly.

Being working poor is really hard. It is time consuming in a way that many people don't seem to understand. Taking a low-wage hourly job or two puts you at the mercy of someone else making a schedule, with a week's notice. Or maybe you will only get 3 shifts when you were counting on 5 that week. Then you have to find child care for a random schedule, which is why people frequently ask family to help, or you have to pay a sitter, who may make a bit less than you do. Because you are hourly, you don't have health insurance, or a way to budget because random hours.

This leads to the need for social services, whether that be reduced lunches, medical care, or an unemployment check because the factory closed and half the town is out of work too.

It takes time to figure out how to get medical care, and time to figure out how to fill out forms to get social services. It is complicated and confusing.  Being poor has long-term impacts, like not knowing how to apply for college or the aid that they can likely receive because of a low family income, or skipping the health insurance options because that does cost extra, and maybe it's worth taking the risk of not having it.

This was my childhood, followed by me putting myself through college (I arranged my classes at a big ten school around my work schedule for one of my jobs and not the other way around. I ate an apple around 3p, and then ate whatever pizza was messed up at the restaurant that night) Saving just wasn't an option. There was nothing to save.

My husband is furloughed, and I run a consulting firm. We do have savings, and are fine. But I won't be the one scolding Americans who are $600 away from catastrophe at any moment.

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You quote things you have never experienced if someone actually took the time to help you get to college, etc.   Not everyone had that kind of help or support.  If your husband is a fed and you run a consulting firm, you have plenty of money and none of this is an issue and maybe its time you gave back a little.[/quote]

Np:  or, maybe, they have drive and ambition and figured it out for themselves because they wanted a better life - don’t belittle their achievements because you can’t imagine anyone being able to do that on their own.  [/quote]

Even though most claim they do it on their own, there is usually a teacher, pastor, neighbor, someone who gives them enough advice to help them.[/quote]

JFC - you just can’t let it go - yes, some have guidance, but not all. Some people just have “it,” whatever “it” is that allows them to succeed despite crippling hurdles and you not acknowledging that is as awful as those saying the working poor should just work harder.   [/quote]

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