Reply to controversial opinion: money & finances edition

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]This thread is oddly cathartic.

I think the "latte factor" is nonsense. Depriving yourself of your $5-$10 coffee or avocado toast or joy of choice is not going to a darn thing to make a house or college tuition more affordable.[/quote]

If you spend $10 on coffee everyday you are an idiot.  I DOES make a difference, how could it not?  $300 a month X 12 = $3600 a year doubling every 5-8 years?  Remember a lot of people live on less than $40,000.  So spending more than 10% of your take home pay on a couple of cups of coffee somehow is justifiable???
I worry about the world when the next gen takes over![/quote]

My controversial opinion: It matters tremendously if you are middle class or trying to get ahead and upper middle class. Skipping buying coffee or lunches allowed me to pay of my undergrad loans, cash flow grad school (while working full time), and save for a.downpayment on a house. I still make coffee at home and rarely buy lunches during the week. It's helping us save for retirement and my kids'  college education. [/quote]

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