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[quote=Anonymous]After reading all of this, just wanted to share the advice my firm’s free PWM advisor told me re:loans. Paying them off before investing in anything (a house, equities, even my 401k) is not a choice. Because, at the end of the day, paying them off IS an investment, in and of itself. Every cent I pay towards them now, is multiple more cents I won’t pay down the line. He told me that I cannot truly worry about anything outside of an emergency fund before wiping these out. Sorry if totally off topic, but the reframing (paying off loans = investing) really helped me jumpstart getting serious about getting them down ASAP.[/quote]
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