Reply to Life is Easy in NW DC on $300k, AMA

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Reply to "Life is Easy in NW DC on $300k, AMA"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I think the entire private school sub-thread is really a deflection.  The PP gave this very unique bullying hypo to suggest that even though everything is easy for OP on $300k, well, everything would fall apart if they had no choice but to send their 2 kids to an expensive private school.

But, without arguing about whether there are some unique outlier cases where parents truly have "no choice", the simple fact is that's not why the vast overwhelming majority of kids are in private school.  They are there because their parents made a choice to send them to private school.

I have nothing against people who make that choice.  But it's silly to pretend that OP's situation is imperiled because of the possibility that they are put in a position where they have no choice but to pay $70k per year for private school.[/quote]

I see it differently.

OP showed how everything is wonderful...when everything is wonderful.

But in many cases, that's not the case. It could be bullying and then private school, or a disease, or alimony payments, or ID fraud and legal bills, or whatever.

$300k is great money when everything is wonderful. But that's not always the case, even in NW DC.[/quote]

No, OP was responding the the endless threads that it is hard to get by in DC on 300K/year with an outline of a pretty good life.  He did not say tragedy or hard times will never happen to him, although I hope it does not.  All we can do is the best we can.  People complaining about not getting by on 300K are not whining about their inability to have fallback plans in the event their children are bullied.  [/quote]

+1. For kids with serious special needs public schools are often better anyway - you have a legal right to free services in public schools vs privates where you have to pay more for tutors, OT. Plus not all privates at $35k. And you can always move to a new school district - while that has transaction costs, it is cheaper than 10+ years of private school. I say this as someone considering private - but I won't come on here to then complain about how tight things are.

That said OP, in my mind the biggest distinction among my friends and how strapped they feel is whether they had to take out major loans for college and/or send money home each month to support their parents in retirement. If you (like me) don't have to do that, you have a big leg up.  [/quote]

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