Reply to Expecting and I just found out I don't qualify for short term disability. America is not pro-life/pro-birth

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Reply to "Expecting and I just found out I don't qualify for short term disability. America is not pro-life/pro-birth"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I must have missed it - why did you not enroll in Short term disability when you joined?  Or the 1st year of open enrollment? [/quote]

Nobody wants to pay into a policy they don't think they will need. That is why these policies have rules about when you have to join to get benefits for pregnancy. Unfortunately, OP didn't read the rules carefully before signing up. I agree with her that it is a terrible system but the problem is that the STD is opt in. You need a mandatory system in order to make it make sense financially for people.[/quote]

This is exactly why most states are going to a mandatory system.  [/quote]

PP here, yep.

I am here for complaints about the lack of paid family leave systems to meet the needs of people like OP. It is truly barbaric that OP has no access to paid or unpaid leave after birth.

That being said, we all have to properly navigate the unfair systems that do exist or face individual consequences. The rules about STD and pregnancy are often made pretty clear. Insurance doesn't work if claims costs exceed premiums, and that is why those rules about pregnancy and childbirth exist.[/quote]

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