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[quote=Anonymous]we have the same income and three kids.   Our expenses in bold.

$3,000 Child care (part-time nanny) for 3 kids (ages 4, 11, 14) [b]We don't pay for a nanny.  Kids are school age but one parent telecommutes to a company in CA so works a lot of evening hours. [/b]
$2,300 Mortgage (remaining loan balance is $330,000)(House is worth $800,000)  [b]Primary house $3K/month; vacation house $2K/month[/b]  
$2,000 (Activities for kids – piano and instrumental lessons and sports teams like swim team, ballet, gymnastics)   [b]$750 month (weekly piano lessons, travel sports x 2 kids, rec soccer x 3 kids)[/b]
$1000 Food (we try not to eat out)  [b]$1000[/b]
$800 Insurance (Auto for 2 cars, Term life insurance for 2 of us, disability insurance, worker’s comp for nanny, umbrella, personal articles, homeowner’s)  [b]??  I'd imagine this is about the same.  We pay life x 2, disability x 1, homeowner's.  [/b]
$600 sleepaway camps and other summer enrichment [b]$350/month based on what we spent this summer[/b]
$600 Weekly cleaning service [b]We clean our own house. [/b]
$600 Travel expenses (For vacation 2x year) $583/month [b](based on this year's numbers: $5K spring break plus $2k for a summer week not at our second home.  Some years we spend $10K for summer break (overseas trip). [/b]
$400 (Home repairs and upkeep)  We spend less than this.  [b]Probably $100/month.  Do most of the work ourselves[/b]
$400 (clothing, dry cleaning, haircuts) [b] We spend $500/month easily. [/b]
$350 Orthodontic treatment for 2 kids [b] No braces. [/b]
$350 Math tutoring for teenager who struggles with math  [b]Don't have this expense. [/b]
$300 Out of pocket medical and dental (non-ortho)  [b]Rarely use our insurance (knock on wood).  Can't think of the last time I took any of us to a non-preventative check-up. [/b]
$300 Car payment  [b]None[/b]
$300 Gifts  [b]Probably spend $2K in a year or $166/month[/b]
$250 Gas and car repairs (because one of our cars is old and seems to need repairs often)  [b]Haven't had this expense. [/b]
$200 Entertainment  [b]Hard to say, we rarely, rarely go out; actually can't think of the last entertainment we've gone to other than $50/movies with the kids twice this year :( So basically nothing here[/b]
$200 Charitable contributions  [b]$1000/month[/b]
$200 Pepco [b] Likely the same[/b]
$200 Storage Unit[b]  No[/b]
$200 Comcast (internet, phone, cable) [b]About the same[/b]
$200 (AT&T cell phone service for 4 phones)  [b]Spend $100; one of us has phone through work. [/b]
$150 Gym membership  [b]No[/b]
$100 Water [b]same[/b]
$100 Gas [b]same[/b]
$ 0 529s (We don't feel obliged to save for college right now because the grandparents have stretched to give each kid a 529 now worth about $250,000 each)  [/quote]

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