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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]

If you folks who make less than 100k can please post your budget, your expenses, and how you just make it work,  it would be really helpful. 
Don't just post that you  live so well on 100k and not expect people to try to do the math. 
If you have a super low mortgage, how did you do that?

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I already posted all this info a few pages back. I'm happy to answer your questions if you have any.[/quote]

In one posting or in dribs and drabs across multiple pages?  Can you clean it up and summarize, as well as explain non-normative mortgage or childcare expenses or the neighborhood where homes are cheap and the schools are good?[/quote]

14:31 on page 7. Also a follow up on p8 with suggestions of how you can do the same today.[/quote]

oh the urban pioneer who won the housing bubble lottery; any plans to cash in your ticket and diversify your wealth before dc economy drops further?  do u even have kids or did u win charter school lottery too? [/quote]

Can you stop with this.  There is no housing "lottery".  There never has been.  Some of us have been willing to take risks - you could have too.  These risks are still available and you've chosen to ignore my advice, again and again.  You can still buy a fixer upper in a neighborhood that isn't highly desirable.  You will have somewhere to live that is within your budget and you can shut up with all the "I make 400k a year and I'm so poor" threads.

No, I am not "cashing in" my equity.  I bought a house as somewhere to live and I invested in my community.  I -- together with my neighbors -- made the neighborhood that 10 years ago you would have scoffed at into something that is desirable and can support million dollar homes.  15 years ago homes in my neighborhood were selling for around $100k.

And yes I do have kids.  They go to the neighborhood school.  (At least the oldest does -- he's in K so part way through his third year in DCPS -- his sister will start next year when she turns 3).  Yes, it's a title 1 school that you would turn your nose up at.  But you know what, he's happy and he's learning.  A lot.  In fact both academically and socially he's excelling.  The staff are dedicated, professional and exceptional.  Just like we invested in the community we got involved in our school, before either of my kids were old enough to attend.

You need to understand that you don't get everything right away - even if you earn the big bucks.  No the world does not owe you a living -- or rather in this case, it does not owe you an expensive home in a desirable neighborhood with exceptional schools (which you seem to define as those which don't include poor people).  You can live happily and well for less than $100k a year.  If you make different choices that's fine, but don't snort at those who make do with much less as if you are somehow superior even though you are barely making it on 3 or 4 times the salary.  You are not.  And you are foolish if you believe differently.[/quote][/quote]

at least most lottery winners are gracious enough to recognize their good fortune; you are crazy smug and I hope you don't get whacked when dc's downturn deepens.

yes, kindergarten is academically rigorous, I (hate typing in the phone!) and would be curious of how it compares to hrcs? is he reading yet, we are onto books like rahl dahl by end of K. DS didn't read anything entering K, this was all from school efforts (we figured he would read when ready).  my dad was a teacher and the worst thing was how much time disciple can sap out of teachers day and energy in title 1 schools

but at least drug dealers are gone from front of house and you have equity to pay for private.

you should probably get some schooling to so you can read about the historic housing bubble which happened last decade.

I love people who think 'I did it all on my own' but ignore the advantages they had. are you libertarian too?
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