Reply to Family of Four on 90k - An Upper Middle Class Existence

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Miserable dcum posters love to descend on threads that have a positive message and try to rip it apart.

Why are you ladies so miserable with life?

This is OP, signing off. [/quote]

Your OP called everyone pathetic. Where is the positive message in that? You kinda opened yourself up for this.[/quote]

+1. OP take some responsibility. You set the tone. You didn't post here saying, hey, I have some helpful info...[/quote]

If you folks who make less than 100k can please post your budget, your expenses, and how you just make it work,  it would be really helpful. 
Don't just post that you  live so well on 100k and not expect people to try to do the math. 
If you have a super low mortgage, how did you do that?

[/quote]

NP here. We rent a town home in a popular NE DC neighborhood, 5 minute walk from a metro. We are a family of 4, with a 3 and 1 year old, and I SAH. We considered buying and were pre approved and ready to jump, but when we did the math we decided we're better off renting and investing the difference.

Annual income $75,000 pre tax
Net worth: 50k
Monthly expenses:
Rent $1,700
Bills $300
Groceries $600
Investments: $600 (minus TSP which we max out, but I don't know the amount)

There are other miscellaneous expenses like for Christmas gifts, but we don't go out to eat much or do activities that cost money, and the 3yo attends a local charter school. the remainder of our money goes in savings, and we travel at least 4 times a year, but do everything frugally. 
[/quote]

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