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[quote=Anonymous][quote=Anonymous]Everyone can save money. There's nothing particularly inspiring or praiseworthy about about it. It's like congratulating someone for not being overweight. Being strong and healthy is another matter - you actually have to put in long term hard work and exercise.

The OP grossly mis-characterized the complaints voiced in this forum by people with higher HHI. These people are not complaining about lack of money for food, rent, gas, or other essentials. They are saying that even with the higher income, they live a very middle class lifestyle, and certainly not luxurious as one may imagine without first hand experience.  Close your eyes and imagine if you had $170k a year, $300k a year, how would you live, where would you vacation, the home you would live in, and etc. The people making these salaries have found out that the answer in all cases is "slightly better than average". When you were young, you might think that a 170k or 300k HHI means "you've made it". I know I did, and so did my wife. The reality is that people making $300k in the DC area have NOT  "made it". These people have exerted great effort to improve their financial condition. They are the over-achievers in life, with purpose driven personality, and willing to put in the hard work necessary to achieve their goals. The fact that this level of income doesn't bring absolute financial security is what worries these people.

This worrying is natural and expected. This same personality is what brought them to their current level of income in the first place. There are those who are satisfied with their existing condition, content to stay the same and live modestly for decades - there is nothing wrong with that. It is certainly yet another goal to achieve personal financial security. However, it is important to recognize that we are talking about two different types of people here. Someone making $300k a year and hungry for more may go insane with the idea of staying the same for decades. [/quote][/quote]

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